<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Next Quarter Century, LLC]]></title><description><![CDATA[Retirement Planning using current advanced products: Social Security software, Hybrid LTC and QLAC's.]]></description><link>https://mcglynnjames7.wixsite.com/website/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 26 Apr 2026 02:45:29 GMT</lastBuildDate><atom:link href="https://mcglynnjames7.wixsite.com/website/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Four Opportunities]]></title><description><![CDATA[I FIRST STARTED  managing mutual funds a few months before the 1987 stock market crash, and I’ve had to navigate a fair number of market...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/four-opportunities-1</link><guid isPermaLink="false">5eda948d21b6cd0017586903</guid><pubDate>Fri, 26 Jul 2024 12:55:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_76d72b79da4944d49d7dbac7ae5a08a3~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[My Retirement Plan]]></title><description><![CDATA[AS I PLAN MY retirement, I have the advantage of a strong background in finance. I worked for 35 years in the investment field, primarily...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/my-retirement-plan-1</link><guid isPermaLink="false">5f3ac9f692b362001757c2b4</guid><category><![CDATA[Retirement]]></category><pubDate>Fri, 26 Jul 2024 12:54:59 GMT</pubDate><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Untitled]]></title><link>https://mcglynnjames7.wixsite.com/website/post/untitled</link><guid isPermaLink="false">5f732fa456e71500179fffff</guid><pubDate>Fri, 26 Jul 2024 12:54:47 GMT</pubDate><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[The Taxman Cometh]]></title><link>https://mcglynnjames7.wixsite.com/website/post/the-taxman-cometh-1</link><guid isPermaLink="false">5f932a08c63e3500172f0be5</guid><pubDate>Fri, 26 Jul 2024 12:54:16 GMT</pubDate><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Recent Retirement Rule Changes by Congress]]></title><description><![CDATA[RETIREMENT RULES seem to get revised almost every year. Whether it’s IRAs, Roth IRAs or Social Security, Congress is constantly rewriting...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/recent-retirement-rule-changes-by-congress</link><guid isPermaLink="false">602c0cc52f041f00177c94e4</guid><category><![CDATA[Retirement]]></category><pubDate>Fri, 26 Jul 2024 12:52:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_f1e98bc155874f10846fa0be88c5339c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[International Travel during Covid]]></title><description><![CDATA[I HAD PLANNED a trip to Vietnam for 2020—which coincided with the start of the pandemic and got scratched. I naively rescheduled the trip...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/international-travel-during-covid-1</link><guid isPermaLink="false">610e7e0c314fb3001559aef7</guid><pubDate>Fri, 26 Jul 2024 12:52:36 GMT</pubDate><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[American Express Centurion Airport Lounge--for Free]]></title><description><![CDATA[AIRLINE TRAVEL during the pandemic can be frustrating. There’s mask-wearing on all trips, and COVID test results are required before...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/american-express-centurion-airport-lounge-for-free</link><guid isPermaLink="false">612fe2e19675ba00161a515f</guid><category><![CDATA[Travel]]></category><pubDate>Fri, 26 Jul 2024 12:48:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_af88db926fe94b039bdc3113c7b401b1~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Don't Get an F]]></title><description><![CDATA[MEDICAL EXPENSES are a big worry for retirees—leading many to purchase supplemental insurance. But you need to think carefully about...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/don-t-get-an-f-1</link><guid isPermaLink="false">5eda9c3274c8300017f3b2b9</guid><pubDate>Fri, 26 Jul 2024 12:47:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_e926e502b12c459ca79f2403fb1792a6~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Who should file for Social Security early-age 62?]]></title><description><![CDATA[DELAYING SOCIAL Security until age 70 will get you the largest possible monthly benefit, and that’s the right strategy for many retirees....]]></description><link>https://mcglynnjames7.wixsite.com/website/post/who-should-file-for-social-security-early-age-62-1</link><guid isPermaLink="false">5f19ba52423590001734d29f</guid><pubDate>Fri, 26 Jul 2024 12:47:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_38400ae5b4094768bee89797a782c90d~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[As the Years Go By]]></title><description><![CDATA[YOU CAN THINK of retirement as having four phases. Want to make sure you make the right decisions at the right time? An age roadmap can...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/as-the-years-go-by-1</link><guid isPermaLink="false">5edb991c03b7c000171bbeb3</guid><pubDate>Fri, 26 Jul 2024 12:46:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_d964a798da054be499585e1aafcdff80~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Lump sum pension converted to Roth pre-IRMAA]]></title><description><![CDATA[Dec 31, 2021 AS THEY APPROACH retirement age, workers sometimes get to choose between a monthly pension and a lump-sum payout. It’s a...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/lump-sum-pension-converted-to-roth-pre-irmaa</link><guid isPermaLink="false">61cf0d3ad5e87d0016362e44</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Taxes]]></category><pubDate>Thu, 25 Jul 2024 12:57:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_5ad510bb497840af853cfdcaedcb3205~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Don't Always Delay Spousal Social Security Benefits]]></title><description><![CDATA[I HAD LUNCH RECENTLY with a longtime friend—a 66-year-old retiree. I asked him how he’s generating income since he hasn’t filed for...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/don-t-always-delay-spousal-social-security-benefits</link><guid isPermaLink="false">662189d56e57bd943afcb1ac</guid><category><![CDATA[Social Security]]></category><pubDate>Thu, 18 Apr 2024 21:01:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_16572f82a06f4cd083d6f8bd0b1cc577~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Getting Ready to File for Medicare]]></title><description><![CDATA[I’M 64 AND PREPARING to sign up for Medicare next year. I’ve done extensive research, including earning the Retirement Income Certified...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/getting-ready-to-file-for-medicare</link><guid isPermaLink="false">6502f7cffd90ac07e772f448</guid><category><![CDATA[Medicare]]></category><pubDate>Thu, 14 Sep 2023 12:12:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_21b71dc8d83a472fa0072226ee2e55fb~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Mastering Retirement Planning]]></title><description><![CDATA[RETIREMENT PLANNING is complex because there are so many topics to master. In my chapter for the HumbleDollar book My Money Journey, I...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/mastering-retirement-planning</link><guid isPermaLink="false">64a450845dfe79127d38ecf3</guid><category><![CDATA[Retirement]]></category><pubDate>Tue, 04 Jul 2023 17:04:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_a6c766e9f01941fcad8393b8d75c4f3c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Delaying Medicare Part D- Living Dangerously?]]></title><description><![CDATA[FOR MOST SENIORS, purchasing Medicare Part D prescription drug insurance is the right move—even if they don’t require any expensive...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/delaying-medicare-part-d-living-dangerously</link><guid isPermaLink="false">64822ab637de511223258481</guid><category><![CDATA[Medicare]]></category><pubDate>Thu, 08 Jun 2023 19:27:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_7a2ef9d0b646435bb356a35ce899c28e~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Beware March 10th]]></title><description><![CDATA[MANY COMMENTATORS worry about the stock market in October, a month associated with the crashes of 1929 and 1987. But I now pay more...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/beware-march-10th</link><guid isPermaLink="false">6420c2fa2e9c46f0d0a63faa</guid><pubDate>Sun, 26 Mar 2023 22:12:40 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_c75d34286a804a60bb03d4af5ae8f8bd~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Silver Linings from Higher Interest Rates]]></title><description><![CDATA[Jan 27, 2023 THE FEDERAL RESERVE raised the federal funds rate in 2022 from zero to more than 4% to combat high inflation. While those...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/silver-linings-from-higher-interest-rates</link><guid isPermaLink="false">63d3d41116a739ad9bef6cbe</guid><pubDate>Fri, 27 Jan 2023 13:40:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_18bb4df284e745f5b023ac43565ed506~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[The Gift of the MAGI-IRMAA!]]></title><description><![CDATA[ec 17, 2022 I’LL BE ENROLLING IN Medicare in a couple of years. I wish I knew how much my premiums will be, but that’s a mystery worthy...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/the-gift-of-the-magi-irmaa</link><guid isPermaLink="false">639e150206ad4731e7cd1746</guid><category><![CDATA[Medicare]]></category><category><![CDATA[Taxes]]></category><pubDate>Sat, 17 Dec 2022 19:19:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_333da4c7bde94202b0d6727f24731c4e~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Funding a Hybrid LTC Policy]]></title><description><![CDATA[YOUR LIFE’S FINAL costly chapter may be paying for long-term care. Indeed, the odds of needing care if you’re age 65 or older are around...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/funding-a-hybrid-ltc-policy</link><guid isPermaLink="false">631203540fe4fd1ef51da5fb</guid><category><![CDATA[Long term care]]></category><pubDate>Fri, 02 Sep 2022 13:23:42 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_707635154356440f8d38466d75c7432d~mv2.jpg/v1/fit/w_314,h_500,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item><item><title><![CDATA[Twelve Travel Tips]]></title><description><![CDATA[I RECENTLY VISITED Eastern Europe, where I volunteered to teach English in Poland through an organization called Angloville. I received...]]></description><link>https://mcglynnjames7.wixsite.com/website/post/twelve-travel-tips</link><guid isPermaLink="false">62ed178fdf15822d43407330</guid><pubDate>Fri, 05 Aug 2022 13:16:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95910f_c75d34286a804a60bb03d4af5ae8f8bd~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James McGlynn CFA, RICP</dc:creator></item></channel></rss>